💰 Feeling like your money disappears faster than your paycheck hits the account?

This toolkit helps you stop guessing and finally take control — even if spreadsheets make your eyes glaze over.

Built around the proven 50/30/20 rule, this bundle gives you everything you need to start budgeting smarter — not harder.

🚀 What’s Inside:

1. 50/30/20 Budget Starter Spreadsheet

Your quick-start calculator that does the heavy lifting for you.
Enter your income — and instantly see how much should go to Needs, Wants, and Savings.
No formulas, no stress, just clarity.

2. Rich Brown AI 50/30/20 Budget (Advanced Version)

For when you’re ready to level up.
This upgraded version includes auto-calculated visuals and budget summaries to track your progress month by month.
Perfect for power users who want to see where their money’s really going.

3. First Budget MiniGuide (PDF + Spreadsheet Companion)

A simple, friendly walkthrough that explains how to make your first budget actually stick.
Think of it as a personal guide that talks to you like a friend — not a finance professor.

4. Spending Tracker Template

Track your daily and monthly expenses without drowning in details.
It’s clean, fast, and works seamlessly alongside your 50/30/20 plan — so you stay accountable.

5. Lifestyle Audit Checklist (PDF)

Ever wonder where your “extra” money disappears?
This checklist uncovers hidden expenses, subscriptions, and habits quietly draining your budget — and gives you an action plan to fix them.

6. Impulse Spending Journal (PDF)

Your pocket-sized accountability coach.
Helps you recognize emotional spending triggers and rewrite your money story — one purchase at a time.

🧭 Why You’ll Love It:

• ✅ Designed for real people, not finance majors
• ⚡ Takes 5 minutes to set up
• 📈 Instantly shows where your money’s going
• 💡 Turns “I should budget” into “I’ve got this.”

💬 Perfect For:

• Anyone tired of complicated budgeting apps
• Adults who want a clear starting point
• People rebuilding their finances, one smart move at a time

🎁 Bonus: Everything works in Google Sheets, Excel, or PDF — no fancy software required.
Plug in your numbers, follow the guide, and feel the breakthrough in minutes.

🔗 Ready to stop wondering where your money goes?

Grab the Budget Breakthrough Bundle today and take the guesswork out of budgeting.