✅ 50/30/20 Budget Tracker (Excel + Google Sheets)

Simple, stress-free budgeting that actually works—no finance degree required.

Struggling to manage your money in today’s economy? The 50/30/20 Budget Tracker is your all-in-one solution to take control of your income, spending, and savings without drowning in complexity.

This clean and flexible budgeting system breaks your monthly income into:

• 50% Needs – Essentials like housing, groceries, and transportation
• 30% Wants – Dining out, entertainment, hobbies
• 20% Goals – Savings, debt payoff, emergency fund

🔧 What’s Inside the ZIP:

• ✅ Excel Version (.xlsx) – Fully editable with built-in formulas + chart
• ✅ Google Sheets Version – Shareable, cloud-based, ready to use
• ✅ Instructions Tab in both versions (because setup should be easy)
• ✅ Clean layout, dropdowns for easy categorization, and auto-generated charts

🧠 Why You’ll Love It:

• Super simple to set up—just enter your income, log expenses, and you’re off
• Automatically tracks and visualizes your spending by category
• Fully customizable if you want to tweak the percentages
• Works for individuals, couples, freelancers—anyone who wants to stop guessing and start planning

🏁 Perfect For:

• First-time budgeters
• People who want to actually stick to a plan
• Anyone tired of overcomplicated templates with 50+ categories

Start making your money work for you.
Download, plug in your income, and watch your budget come to life. It’s that easy.